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Funeral Plans – Are They Worth It?

Few people want to think about what will happen when they die. It’s why more than half of UK adults still don’t have a Will in place. But sadly, it is one of the two certainties in life, and should be prepared for. In this case, you aren’t preparing for your benefit, but for the benefit of your loved ones. Planning a funeral in the wake of losing a loved one is a stressful, heart-breaking thing – so why not help ease the burden your loved ones will face, while you still can?

What Is A Funeral Plan?

A funeral plan is essentially an element within your Will plan that allows you to state your wishes with regards to funeral arrangements, and put aside financial provisions for it. At its most basic, a funeral plan allows you to pay upfront for the cost of your funeral, so that your loved ones don’t have to front the costs themselves. You can buy funeral plans directly from a funeral director, or from a professional who works with funeral plans. Exactly what is included in your funeral plan will vary from provider to provider, but we can help you tailor your Will so that it covers what you want.

What Are The Advantages Of A Funeral Plan?

Depending on the package you choose, there are a huge number of advantages to creating a funeral plan. A few of those include:

Protection From Rising Funeral Costs

There’s no escaping the fact that funerals can be an expensive business, and that cost isn’t going away any time soon. In fact, funeral costs have been steadily rising faster than inflation over the last few decades. Between 1997 and 2007 funeral costs rose by 87%, from £1,230 to £2,269. Since 2007, the average cost of a funeral has now shot up to an average of £3,897. And you have the wake and extras on top. By pre-paying for your funeral, you are guaranteed everything included in your chosen package, regardless of any price changes between the purchase and your death. So you are essentially freezing the cost of your funeral.

Prevent Arguments, Financial Burdens And Emotional Complications

Planning a funeral is a challenging time for those you leave behind. But a funeral plan means you can plan your funeral exactly how you want it, bypassing any arguments and financial burden for your loved ones. Your plan means your loved ones don’t need to make any rush decisions and can be assured that everything is paid for, leaving them free to grieve in peace.

Affordable And Flexible

Along with ensuring you only pay today’s prices for tomorrow’s funerals, funeral plans offer an affordable and flexible way to plan for the future. Many funeral plan providers will offer a variety of flexible payment methods, so you don’t have to come up with all the money at once. From split instalments to monthly repayments, you can pay for your funeral in a way that suits you.

At Edmunds and Eve, we are proud to be fully licensed and qualified providers of pre-paid funeral plans. We firmly believe that your funeral should be final reflection and celebration of how you lived your life – not a source of stress and debt for those you leave behind. For more information, visit our page on funeral planning or get in touch with one of our specialists today for a free, no-obligation consultation.

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